Cash Owomi – Borrow Money Online Instantly in Nigeria

Cash Owomi – Borrow Money Online Instantly in Nigeria


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Android Android - Finance
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Borrow Money Online by using The Cash Owomi app. You can apply for loans in a matter of minutes with flexible repayment terms and attractive interest rates. Get up to NGN500,000 in loans with no hassle.

Request a quick loan that has a flexible payment schedule with attractive interest rates. Enjoy the convenience of fast loans that are available within your reach.

Why should you choose Cash Owomi?

  • You can apply for a loan with your credit. No deposits or guarantees are required.
  • You can borrow up to NGN500,000 and then have it transferred directly to the bank account you have
  • Get rid of paper and enjoy a digital application process with your smartphone.
  • You can be assured that we are concerned about the security of your data and will not share it with any third individuals without your permission.
  • Get timely reminders to pay your bill via messages

Cash Owomi, presented through Blue Ridge Microfinance Bank Limited, offers a streamlined personal loan service for Nigerian mobile customers. Serving the financial needs of all customers 24/7. The application process is easy and online, requiring only documents. Once the loan is approved, the amount is quickly transferred to the account of the applicant.

Cash Owomi Loan Specifications

  • Loan Amount: N3,000 – N200,000
  • The loan term is from 91 days to 365.
  • Inflation Rate: 0.1 0.1% to 1 percent (calculated daily)
  • Cost of Origination: NGN 1,174 to NGN 6,600 (one-time cost)
  • APR: 36.5% to 300 percent

For example, a 91-day mortgage with a principle of NGN 3,500 would result in an origination charge of NGN 1,174 and an interest rate of NGN 81, which would make the total amount owed NGN 4,255.

How Cash Owomi Works

  1. Install and download the Cash Owomi app
  2. Sign up for an account on the app
  3. Choose the loan product you want to use
  4. Complete the application with your basic details and then submit the application
  5. Expect to receive a confirmation call and then receive the application outcome on the app and by SMS
  6. Electronically sign the loan contract once you have received your approval
  7. Following E-signing, the authorized loan amount will be credited to your account, and then followed by a text message notification

Criteria for Eligibility:

  • It is essential to be a citizen of Nigeria
  • Between 20 and 55
  • It is essential to have a reliable source of income for the month

Contact at

  • Customer Service Email: [email protected]
  • Hotline for Customer Service: (+234) 9153849757
  • Address Room 113, Japaul House, Opebi Road No. 20, Central Business District, Ikeja, Lagos, Nigeria

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